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Q. How
can SPRINGBOARD® help me
with my housing problems?
SPRINGBOARD® is a Housing
and Urban Development (HUD)
approved housing counseling
agency. We offer confidential
counseling with solutions
to your financial situation.
Our housing counseling services
include:
- Homebuyer Certificate
Education (HUD, Freddie
Mac & Fannie Mae approved)
- Rental Counseling
- Mortgage Default/Foreclosure
Prevention & Rental
Default/Eviction Counseling
- Reverse Mortgage Certificate
Education
Q. Can
SPRINGBOARD® help me with
foreclosure problems?
Your home is your most valuable
property. If you are past
due on your mortgage payments
and wondering how you're
going to "catch up", our
certified counselors can
help. SPRINGBOARD® is a
HUD-approved housing counseling
agency. Our counselors are
certified by the National
Foundation for Credit Counseling
and we can help you explore
all possible ways to save
your home in a confidential
counseling session. Our
counselors will:
- Help you determine the
reason for the default
- Review your income vs.
your living expenses and
debt repayment
- Review your consumer
debt and make suggestions
on how to minimize the
payments
- Make suggestions on
default options
- Contact your lender
and negotiate on your
behalf regarding your
defaulted mortgage as
appropriate, and with
your permission.
We have helped thousands
of individuals and families
save their homes from foreclosure.
Let us help you through
this stressful time by providing
you with lender-approved
options such as:
- Achievable and affordable
repayment plans
- Forbearance Agreement
- Modifications/Extension
- Refinance
- Possible Sale of the
Property
- Short-Sale
- Pre-Foreclosure Sale
- Partial claim
- Deed-in-Lieu of Foreclosure
- Learning the possible
consequences of Foreclosure
We're here to help you
save your home! In our experience,
the sooner you contact us
for assistance the better
we can help you and improve
your chances of success.
Contact us today for a housing
counseling appointment at:
1-888-GO2-CCCS (1.888.462.2227)
or email us at SPRINGBOARD@credit.org.
Q. Can I really lose my home?
Absolutely. If you cannot
make your payments, your
creditor has no choice but
to foreclose. That's why
it's important to contact
SPRINGBOARD® before your
home enters the foreclosure
process. Our counselors
can provide you with a comprehensive
debt profile and help you
design a plan that meets
your needs and satisfies
your creditor(s).
Q. What
happens if I lose my home?
The loss of a home is a
devastating experience,
and SPRINGBOARD® is here
to help. Our counselors
can help you get back on
your feet and get you started
on the road to financial
freedom. Give us a call
at: 1-877-Wise-Plan (1.877.947.3752)
or email us at SPRINGBOARD@credit.org.
Q. Should I try and negotiate with my creditor(s)?
You can certainly try, but
many times consumers are
not in the best position
to negotiate with their
creditors. Having the experience
and strength of a SPRINGBOARD®
counselor on your side puts
you in a better position
to understand your financial
problems and gives you the
guidance on how to best
address them. |
